Consumer Finance Terms and Conditions – Fees and Charges


Courtesy Ford provides finance through UDC and MARAC.

Our lending rates range from 10.95% to 15.95%. Rates vary depending on many factors including the amount of lending, the term of the loan, the level of deposit or equity in the loan, customer credit history, and customer risk profile.

Finance terms and conditions, together with a detailed fee schedule (both of which are applicable to Consumer Finance Agreements) can be viewed by clicking on each provider's links below:


For UDC (Including My Ford Finance):


Standard Fees and Charges

Terms And Conditions


For MARAC:


Terms and Conditions


For Alphera:


Consumer Contracts | Definition

Consumer Contracts | Fees & Interest Rate 

Consumer Contracts | Complaints Process 

Consumer Contracts | Agreement Downloads

Consumer Contracts | Questions & Answers